Credit Analyst Senior

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As a Credit and Collections Analyst Senior your goal is to support the order to cash process by applying Company collection policies and procedures in a manner that will result in the sound conversion of receivables into cash, while maintaining a minimum amount of past dues for assigned accounts. You’ll also approve or decline credit limit requests for a complex, higher profile portfolio of accounts in accordance with established policies, practices, and procedures in a manner that will result in maximum sales, sound receivables, and the prompt conversion into cash with a minimum of past due balances and bad debt lost. #LI-MD1 #LI-Hybrid

You will do this by:

• Administering the credit granting function on new and existing customer for an assigned portfolio of domestic and/or complex international accounts with an emphasis on obtaining financial statement and performing ratio analysis to achieve objectives and goals
• Analyzing customer credit profile within established guidelines, policies and procedures
• Investigating risk utilizing credit bureau reports, financial statements and other current financial data necessary to make a credit limit decision or recommendation
• Performing monthly portfolio risk assessment and and reports to business
• Assisting manager with ad-hoc reporting and special projects
• Training and mentoring less senior team members on an ongoing basis
• Ensuring over limit requests are handled on time and in accordance with policy and review the weekly over limit report, working with the assigned Accounts Receivable (A/R) Analyst for resolution
• Partnering with assigned A/R staff to achieve portfolio goals as related to the collection of accounts receivable.
• Working to mitigate risk situations with collateral as appropriate and to reduce or eliminate bad debt risk
• Keeping all key stakeholders, including Sales and Credit management informed of any problematic credit issues
• Working with assigned A/R staff to recommend to management accounts for write-off or placement for collection

The above statements are intended only to describe the general nature of the job and should not be construed as an all-inclusive list of position responsibilities. 

You are the kind of person who is/has:

• a keen focus on customer service
• an interest in investigating when the answer is not immediately clear
• the ability to work as a team

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Qualifications:

• Bachelor's Degree in Business or related field OR equivalent education and experience
• Minimum of five years experience in the credit/collections field
• Proficiency in MS Excel or Google Sheets
• SAP experience
• Experience in manufacturing and B2B accounts receivable preferred
• Proven ability to use finance and credit concepts including a thorough understanding of commercial/consumer credit law
• Ability to consult with internal and external customers to resolve complaints
• Demonstrated analytical skills with the ability to identify and resolve problems
• Strong interpersonal and communication skills to interact with diverse partners both internally and externally
• Well organized, detail oriented, self-motivated and demonstrated effective time management skills with the ability to prioritize without supervision
• Fluent in English and primary language used in area of responsibility and/or location

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.